Wealth, retirement & business transition planning in Roseville, CA
We help turn complex wealth into clear direction.
Money Bridge Wealth & Income Planning helps coordinate the moving parts of wealth, retirement, and legacy planning into one clear strategy, so you always know what to do next, why you’re doing it, and how it supports the life you want—now, and in the next chapter.
There’s a better way to approach your wealth management.
If you’re a business owner preparing for an exit or an individual approaching retirement, your financial life is probably more nuanced than a simple 60/40 portfolio can support. Between tax minimization, investment strategy, income planning, succession, insurance, and legacy, every decision touches something else.
WHO WE HELP
There are three types of wealth we’re tailored to serve
Our clients come from many walks of life with diverse goals, but there are three common backgrounds we’re best-suited to help.
Business
owners
Owners preparing for growth, succession, or a future sale who want a thoughtful path from enterprise value to personal wealth.
Pre-retirees & retirees
Individuals and couples who want defined income, tax-aware withdrawal strategies, and practical guidance through market ups and downs.
Families and individuals
Professionals and savers who want retirement planning that fits real life—not a one-size-fits-all model.
OUR PHILOSOPY
Good portfolios help grow wealth. Good planning helps put it to work.
Owning a solid portfolio is only half the story. The other half is knowing how to turn that portfolio into a dependable income you can lean on, a tax efficiency plan you can live with, and a path through retirement that doesn’t hinge on a generic playbook. Retirement comes with key decisions—like Social Security timing, Medicare choices, and how to turn savings into income—so your plan needs more than a portfolio rule of thumb.
Our philosophy is to treat your portfolio as a continuous journey by:
Tying investment strategy directly to when and how you’ll need to spend, not just to abstract risk scores.
Sequencing withdrawals and income sources with an eye on tax efficiency and longevity, rather than pulling from whatever’s easiest.
Using preservation strategies to support and protect the broader goals of your plan.
Why clients choose Money Bridge
Referral-Driven & Relationship-Focused
Our practice grows through introductions, not mass marketing. That allows us to focus deeply on the clients we serve.
Truly Independent Perspective
We evaluate strategies and plans from an unbiased lens, with a focus on what fits your goals, risk tolerance, and time horizon.
Coordinated with Your Other Professionals
When appropriate, we collaborate with your CPA and attorney so your investment, tax, and estate decisions support one another.
Offices in Roseville, CA and Lafayette, CO
We’re headquartered in California and have a second office in Colorado. We can meet in person or virtually to fit your schedule and preference.
OUR FOUNDER
Meet the Builder of Money Bridge, Joe DeMeo
President, Money Bridge Wealth & Income Planning
Series 65 Investment Adviser
Clients in 30+ States
Joe launched Money Bridge Wealth & Income Planning to give clients a more coordinated way to approach retirement and major financial decisions. Beginning his advisory career in the 1990s, he has helped guide clients through multiple market cycles—from the dot-com era to the housing downturn—always with an eye toward turning volatility into thoughtful, step-by-step planning.
- Designing retirement income strategies that connect real-world spending with investment risk
- Evaluating and right-sizing insurance and annuity options
- Coordinating tax-aware withdrawal strategies with your tax professional
- Helping business owners think through transitions—from growth to succession to life after the business
Whether you’re preparing to exit a business or mapping out the next 30 years of retirement, Joe’s role is to listen carefully, translate complexity into plain English, and help you make decisions with clarity and confidence.
